In Order To Get There, You Have To Know Where You Are Going By Mary Jo Lyons, CFP® Would you take a road trip without a map or GPS? Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, it is a map [...]
The rise of automated “robo-investment” platforms—online services that use software programs to determine the user’s investment style and computer algorithms to manage and rebalance investment portfolios—have many investors wondering if this approach may be right for them. For certain investors, including young people just beginning to save, automated investment platforms can offer a lower-cost alternative [...]
It’s always best to retire with a comfortable cushion, but because of the tough economy and the volatile markets of the past few years, many Americans have had trouble saving enough. If you’re among them, you might consider the benefits of working a bit longer. The most obvious advantage is that it allows you to [...]
In a recent retirement planning study,* respondents were asked eight questions about retirement, including the estimated amount of savings they would need, what percentage of savings should be withdrawn each year, and how many years someone retiring at age 65 should expect to live in retirement. Not only did many miss the mark on these [...]
Knowing which financial and personal paperwork to keep or toss is very important. Here’s a suggested timeline for keeping/shredding documents. Documents which should be kept indefinitely - in a secure location: Birth/death certificates and Social Security cards Marriage Licenses and Divorce Decrees Pension plan documents Copies of wills, trusts, health care proxies/living wills and powers [...]
Christian Financial Advisors now offers corporate trustee services through a strategic relationship with Schwab*. You can protect your family’s financial legacy long after you are gone with a personal trust and appoint a corporate trustee for non-biased and professional management. What Are Some Benefits of Establishing a Personal Trust? A personal trust can provide a [...]
We are pleased to announce Mary Jo Lyons, Certified Financial Planner (CFP®), has joined Christian Financial Advisors as a Wealth Advisor to serve the Houston and Corpus Christi areas beginning June 1st. With over 20 years of experience in the investment industry and as a Certified Financial Planner (CFP®) since 2004, Mary Jo brings extensive [...]
We are so pleased to share that this May marks the 15 year anniversary since Nathaniel Morris joined the CIS team! Nate has been such a blessing to our office, and our clients tell us the same thing. We appreciate his excellent work and dedication to taking care of our clients! Check out other articles [...]
Investment Advisor VS Wealth Advisor People often view financial advice through a single lens, as investment advice. However, there’s a big difference between simply managing your investment portfolio (one aspect of your overall finances) and a holistic approach to coordinating your entire financial picture. Only a full-service, independent financial advisor provides the critical planning services [...]
Memorial Day is unofficially the day that kicks off summer! It is often confused with Veteran’s Day because of their military similarities. While Memorial Day is a time of remembrance of men and women who died while serving, Veteran’s Day celebrates all American military veterans who served - past, present, and future. People may only [...]
