Our Commitment to You

Christian Investment Advisors, Inc. d/b/a Christian Financial Advisors® (“CFA”) is committed to safeguarding the use of your personal information that we have as your Investment Advisor. CFA (also referred to as “we”, “our” and “us” throughout this notice) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you. Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything we can to maintain that trust.

CFA does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and proper business purposes in connection with the servicing and management of our relationship with you as discussed below. Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Privacy Policy.

Why do you need to know?

Registered Investment Advisors (“RIAs”) share some of your personal information. Federal and State laws give you the right to limit some of this sharing. Federal and State laws require RIAs to disclose how we collect, share, and protect your personal information.

What information do we collect from you?

  • Social security or taxpayer identification number
  • Assets and liabilities
  • Name, address and phone number(s)
  • Income and expenses
  • E-mail address(es)
  • Investment activity
  • Account information (including other institutions)
  • Investment experience and goals

What sources do we collect information from in addition to you?

  • Custody, brokerage and advisory agreements
  • Account applications and forms
  • Other advisory agreements and legal documents
  • Investment questionnaires and suitability documents
  • Transactional information with us or others
  • Other information needed to service account

How we share your information?

RIAs do need to share personal information regarding its clients to effectively implement the RIA’ s services. In the section below, we list some reasons we may share your personal information.

Basis for sharing Sharing Limitations
Servicing our Clients
We may share non-public personal information with non-
affiliated third parties (such as brokers, custodians,
regulators, credit agencies, other financial institutions) as
necessary for us to provide agreed services to you consistent
with applicable law, including but not limited to:

  • Processing transactions;
  • General account maintenance;
  • Responding to regulators or legal investigations; and
  • Credit reporting, etc.
CFA may share this
Clients cannot limit
the Advisors ability to
We may disclose your non-public personal information to
companies we hire to help administrate our business.
Companies we hire to provide services of this kind are not
allowed to use your personal information for their own
purposes and are contractually obligated to maintain strict
confidentiality. We limit their use of your personal
information to the performance of the specific service we
have requested.
CFA may share this
Clients cannot limit
the Advisors ability to
Marketing Purposes
CFA does not disclose, and does not intend to disclose,
personal information with non-affiliated third parties to
offer you services. Certain laws may give us the right to
share your personal information with financial institutions
where you are a customer and where CFA or the client has a
formal agreement with the financial institution. We will
only share information for purposes of servicing your
accounts, not for marketing purposes.
CFA does not share
Clients cannot limit
the Advisors ability to
Authorized Users
In addition, your non-public personal information may also
be disclosed to you and persons we believe to be your
authorized agent or representative.
CFA does share
Clients can limit the
Advisors ability to
Information About Former Clients
CFA does not disclose, and does not intend to disclose, non-
public personal information to non-affiliated third parties
with respect to persons who are no longer our clients.
CFA does not share
personal information
regarding former
Clients can limit the
Advisors ability to

How do we protect your information?

To safeguard your personal information from unauthorized access and use, we maintain physical, procedural
and electronic safeguards. These include computer safeguards such as passwords, secured files and buildings.

Our employees are advised about CFA’s need to respect the confidentiality of each client’s non-public
personal information. We train our employees on their responsibilities.

We require third parties that assist in providing our services to you to protect the personal information they
receive. This includes contractual language in our third-party agreements.

Changes to our Privacy Policy

We will send you notice of our Privacy Policy annually for as long as you maintain an ongoing relationship
with us.

Periodically we may revise our Privacy Policy and will provide you with a revised policy if the changes
materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the
sharing of non-public personal information other than as described in this notice unless we first notify you
and provide you with an opportunity to prevent the information sharing.

Questions: You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy
Policy by contacting us at (830) 609-6986.