Market Commentary Update & the Banking System This is Bob Barber of Christian Financial Advisors. Yesterday morning all our advisors met to discuss the markets and what is happening in the present banking system. I asked one of our advisors, Don VandeVanter, to write a commentary on this matter. Don is a CPA and has [...]
Emphasis: Fixed Income and Liquidity By Bob Barber and Shawn Peters With high-interest rates not seen in years and a very volatile stock market at this time, we are emphasizing our actively managed Ultra-conservative, Fixed-income Portfolio as an inflation hedge with NO stock market exposure and 100% daily liquidity with no surrender fees. Why such [...]
Market Commentary: 2022 Recap and 2023 Forward By Bob Barber and Shawn Peters As we begin 2023, we look back on 2022 and look forward to this new year. Last year was volatile for the stock markets as they entered into a Bear Market (a 20% decline from previous highs) in June. Today as I [...]
First Things First September 13, 2022 was the worst day of the year for the overall markets. This was caused by news that inflation was higher than expected and concerns that the Federal Reserve will continue to raise rates. Then on the very next day, on September 14th, news was released indicating wholesale prices had [...]
By Bob Barber, CWS®, CKA® Definition: A bear market is when securities prices fall 20% or more from recent highs amid widespread pessimism and negative investor sentiment. The average bear market can last around a year. The average “bull market”, where prices are increasing, last over 4 years. Bear markets create buying opportunities. Many good [...]
By Jenna Peters What we can learn from these magnificent animals and translating it over to a bear market. Bears are fearsome creatures because of their brute strength and ability to protect what they believe is theirs - their territory, their kills, and their offspring. I’m sure you have heard of the phrase “Mama Bear” [...]
By Bob Barber, CWS®, CKA® The foundation. God owns it all. "The earth is the Lord’s, and everything in it, the world, and all who live in it." Psalm 24:1 There is a time for everything. A time for economic booms, busts, and booms again. "There is a time for everything, and a season for [...]
By Bob Barber, CWS®, CKA® What’s causing the turbulence in the markets? The Ukraine Russia War, fear of escalation, and possibly the use of nuclear hypersonic missiles Record High Inflation from too much government stimulus Fears of what higher interest rates and a tighter money supply could do The Real Estate bubble Political leaders that [...]
By Bob Barber, CWS®, CKA® Initial Investment Year 1 ($100,000 invested all in one objective for 20 years) $100,000 grows at 5% to = $265,330 Initial investment Year 1 ($100,000 diversified in 5 different objectives for 20 years) Aggressive Growth: $20,000 grows at 11%: $161,246 Growth: $20,000 grows at 9%: $112,088 Moderate/Balanced: $20,000 grows at [...]
By Bob Barber, CWS®, CKA® The only guarantee in the stock market is that it will have ups and downs. This is true in any market, not just the stock market. So what should you ask yourself when the markets are in a downward trend? Take a look through the following seven questions to help [...]
