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Home » Podcast Episodes » Page 12

21 Questions To Ask A Financial Advisor

Published on 11/07/2022 Posted in CFP Podcast

Finding a financial advisor should be treated like a job interview, especially when searching for a Christian financial advisor. You probably don't want just any investment advisor handling your money, which is essentially your future. In order to try and find the best financial advisor for you and your situation, Bob and Shawn have put together 21 questions that they believe you should ask a financial advisor. This includes questions like:

- What is your educational background?
- What kind of safeguards do you have in place to protect my financial information?
- What if something happened to you, or you were out on vacation or sick leave, who would serve me?

All of these and more are addressed in this episode so that you can be as confident as possible in your future when it comes to choosing a financial advisor.

Are Rental Homes A Good Investment For Income

Published on 10/31/2022 Posted in CFP Podcast

Having a rental home may seem like an easy way to create a secondary income source, but you might just be surprised at the minimal dollars you’ll take home after all is said and done. Bob and Shawn go into the not-so-glorious side of having a rental home as an income source. Many renters don't consider all of the work, time, and money that goes into being a landlord. This includes repairs, insurance payments, taxes, and just general wear and tear on a rental house. The takeaway? A rental home as investment income may not be worth the hassle because of the minimal amount of finances you may earn from it and the huge amount of money you'll probably be pouring in.

7 Steps Before Big Financial Decisions

Published on 10/27/2022 Posted in CFP Podcast

It has happened to the best of us. We have a big financial decision, and we jump the gun to make a large purchase before we ask for advice or really think things through, leaving us financially vulnerable afterward. Since making big financial decisions is something that we all face eventually, Bob and Shawn have put together seven recommended steps you should take before making a large purchase.

These steps can be used for anything, such as buying a new car, your first house, or even new appliances. Gaining advice and insight through using these seven steps can help take away the stress and fear of the unknown when it comes to your finances. Knowing you have the monetary means to confidently make a large purchase can offer an indescribable feeling of financial freedom.

Annuities 101: The Good, The Bad, And The Ugly

Published on 10/17/2022 Posted in CFP Podcast

Bob and Shawn discuss the pros and cons of an annuity, i.e. the good, the bad, and the ugly. What exactly is an annuity? It is an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. We discuss the types of annuities – variable annuities, fixed annuities, and fixed indexed annuities.

Did you know many annuities don't require you to be a financial advisor to sell them? This is why it is so important to always go through a fiduciary-based investment advisor when dealing with annuities and other investment products. For example, fixed and fixed indexed annuities are the MOST sold annuities but are NOT regulated by the SEC or FINRA, which can lead to abusive selling practices. This, along with several other issues, may lead to severe complications in the future for investors. There are some good qualities as well, which are also touched upon in this episode, but we want you to get the full story.

10 Flaws Of DIY Investing

Published on 10/11/2022 Posted in CFP Podcast

Bob and Shawn delve into the investing realm to discuss why investing isn't something that you should just DIY. This episode is super important for anyone who has ever thought about investing on their own. Investing correctly involves time, tools, and expertise. You really might be surprised at the flaws of DIY investing, and why it is not something that we recommend you do solo!

Christian Financial Advisors has the tools to help you with an investment portfolio, and these tools come at a price of both money and time. Think of how many things in your life you normally wouldn't attempt to do-it-yourself: fixing household appliances, car maintenance, roofing, etc. You call a professional! These same conditions also apply to investing. Find out why you should stick to a professional, fiduciary based financial advisor when it comes to your investment portfolio.

The Basics of Estate Planning

Published on 10/04/2022 Posted in CFP Podcast

We discuss the basics of an estate plan, documents that should be included, and the importance of a financial power of attorney. How long has it been since you last updated your estate plan, or do you even have one? There are obvious considerations, like having a new child, and not-so-obvious reasons like your child just became a legal adult.

No matter your rationale, it is crucial to keep your estate plan as up-to-date as possible, usually every 3-4 years. These topics and more are broken down into an easy-to-follow conversation to help you better understand the importance of updating and creating an estate plan.

10 Keys to Retiring Well

Published on 09/27/2022 Posted in CFP Podcast

Last episode, we covered “10 Pitfalls To Retiring Well”. In this episode, Bob and Shawn go a little more positive in discussing “10 Keys To Retiring Well”. Whether you are 20 years away from retiring or thinking about making this life transition within the next couple of years, this is advice for everyone of every age and life stage within this episode's unique discussion.

Retiring can be daunting, and while it may seem like there are one or two keys missing, it's okay to feel that way! However, Christian Financial Advisors wants to take as much fear out as possible by helping you prepare for this life's transition. So sit back and listen to discover some key takeaways you can obtain from this episode on “10 Keys To Retiring Well”.

10 Pitfalls To Retiring Well

Published on 09/20/2022 Posted in CFP Podcast

In this episode, Bob and Shawn introduce some of the common pitfalls that occur that may keep you from retiring well. Many of us look forward to retirement, but when the time actually comes, we don't know what to do with all of the extra hours in the day. It can be hard to face retirement, especially when it comes too early, and we have wrapped our entire identity around our career.

Here are 10 pitfalls to watch out for when it comes to retiring, including factors like retiring too early and lack of purpose. So, tune in to learn about the “10 Pitfalls to Retiring Well”.

Gold Fever: Is It Worth It?

Published on 09/13/2022 Posted in CFP Podcast

What comes to mind when you hear the word “gold”? For most of us, it creates a sense of wealth, stability, and purchase power. Gold was once considered a source of wealth and currency in the pre-global/pre-digital world economy (The Roman Empire and Biblical times) when it was readily accepted as a form of payment. However, times have changed, and the amount that gold is really worth – especially compared to the irreparable damage gold mines cause – just doesn't seem to be worth it.

While gold might have been a good investment in the past, it is not great for long-term investments. Why? Bob and Shawn cover seven reasons why gold might not be a wise investment.

Voting Right, Investing Left

Published on 09/06/2022 Posted in CFP Podcast

Do you vote for candidates that align with your Christian values? Would you vote for a candidate that aligns with your values and then gives money to their opponent's political campaign? The answer is most likely no.

In this episode, Bob and Shawn discuss if it makes any sense to vote with your values and then turn around and invest against your values. Literally millions of Conservative voters may be unknowingly supporting the leftest, liberal agenda by how they invest within their IRA's, company retirement plans, government retirement plans, and brokerage accounts.

Isn't it time to align how you vote with how you invest?

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  • About
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      • What We Believe
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        • Close Menu
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      • How We Are Different
      • Values Based Investing
      • CIS Wealth?
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