You've made it to the end of our three part series on Diversification! We've already talked about charts and sectors, and in this episode Bob and Shawn discuss putting everything together to build a properly diversified investment model. There's a lot that goes into being properly diversified, and it is not something that just happens over a day or two of learning. It takes time, education, and lots and LOTS of research.

If a properly diversified investment portfolio is truly something that you are wanting to achieve as a do-it-yourself investor, then these episodes are a great place to start. However, this is just the tip of the iceberg when it comes to everything that goes into diversification within investments. Are you ready to get started on your own or find a fiduciary based financial advisor to help you along the way? This episode may just help you come to a decision.

In this second part of our three part series on diversification, Bob and Shawn discuss the different sectors and industries in which one can invest. Not only are there several areas of financial industries and sectors, but each of these are divided further, and those are divided smaller as well. A well diversified financial portfolio should include many of these sectors and their subsets.

However, how exactly is this accomplished when there are so many across so many different industries? Find out how and delve into the process of properly diversifying your investment portfolio across the different sectors in this episode on Diversification 101.

This may be one of our most important podcast series to date. Diversification is a significant part of investing, and in this episode, Bob and Shawn discuss the different equity and fixed-income charts. This is a great episode series for learning the basic ins and outs of diversification within investing. Bob and Shawn also share what they go through daily to help make sure their clients' portfolios are appropriately diversified. On top of offering diversified investment portfolios, Christian Financial Advisors also adds both faith-based investing and biblically responsible investing aspects to our clients' portfolios. Sit back and take a peek at how our firm works when creating a diversified investment portfolio within a Biblical worldview.

Happy New Year! While new goals and resolutions can be set anytime, there's just something about a new year and new beginnings that represent change. Bob and Shawn discuss different techniques to better help you achieve your goals throughout the year. These techniques not only apply to financial goals, but also to wellness goals within your own life, whether that be to start an exercise regimen or to spend more time with family. No matter what your New Year's resolutions might be – financial or no – it is important to take a step back and examine your life during this time of new beginnings. There are always opportunities for us to improve, but to also track our goals, progress, and resolutions in a healthy and consistent way.

We've probably all found ourselves caught up in Christmas sales, the need to find perfect gifts, and all the stress that comes along with this holiday. What used to be a time of celebration, joy, and giving has slowly turned into a holiday of big businesses making sales quotas. No longer is Christmas the joyous occasion that it used to be.

We present statistics on just how money driven Christmas has become, and also present what Christmas time should truly be about. It's jaw dropping the average amount an American household spends on Christmas! Instead of focusing on all of the gifts and decorations, sometimes it is good to take a step back and refocus on what Christmas is truly about.

Financial success is not just making a lot of money, but more importantly, it is WHAT you do with the money you make. Are you investing it correctly and diversely? Is your family prepared financially if something were to happen to you? Do you have money set aside for the future in case of a financial disaster like a loss of a job or disability? All of these and more are key to being financially successful and prepared.

So, what two words can easily sum up financial success? Bob and Shawn discuss what most financially successful individuals do in order to invest wisely, save consistently, NOT procrastinate, and have a financial plan in place. Listen in to discover the key reason behind financial success!

There can be many reasons for financial failure, but one sticks out above all the rest. Bob and Shawn go into detail about the #1 reason for financial failure and the detrimental effect that it may have on your financial future. What exactly do we at Christian Financial Advisors consider financial failure? It can include a variety of items, but some financial failures that Shawn and Bob talk about are:

- Not having a will in place

- Not having life insurance (or enough life insurance)

- The inability to retire because of lack of savings

Listen in to see how you can help prevent financial failure in your life!

Is creative giving something that has crossed your mind when it comes to your investments and legacy? If giving back is part of how you want to be remembered, then this episode is for you! Christian Financial Advisors is here to help you find unique ways to give back and help create a positive impact in our world.

This is such a great episode that coincides with the giving season we are in right now at the end of the year! Bob and Shawn discuss unique and creative ways that you can give using devices like donor-advised funds or even creating your own family-giving fund. Really, no matter which way you decide to give back with all that God has blessed you with, paying it forward is a way to love your neighbor as yourself.

It's that time of year again! The time where we all start looking at our finances to try and figure out what types of tax savings we can procure through various strategies before December 31st hits. Christian Financial Perspectives is here to help you out with that! Of course, we always recommend running these strategies by your CPA or tax professional first.

Bob and Shawn mention multiple tax saving strategies and deductions with data included for married couples, single filers, head of households, and those over a certain age. There's a lot of information in this episode, so we recommend grabbing a pen and paper to take notes.

In this episode, we present several verses on Biblical stewardship, management, and ownership to help better understand how Christians should approach money and wealth with a Biblical worldview. If you are a Christian, does the way you handle wealth line up with your Biblical worldview? Did you know that you could be unintentionally supporting anti-biblical values with your investments and not even know it? Not only that but the way that we view and manage money is so important.

We are actually the managers of all that God has blessed us with here on earth, and we are to manage His property and wealth wisely. This is also known as stewardship, or being responsible for managing something that belongs to someone else. As Christians, it is important to be good stewards of all that God has blessed us with in His name.