By Mary Jo Lyons, CFP® Are you working on trying to get your financial life on track? To improve your financial fitness? Here are 10 micro changes you can make now that will add up over time. Most of these you won’t even feel. Most of these you already know but just aren’t executing on. [...]
For many Americans, the annual April tax filing deadline marks the end of tax discussions for the year. But that could be a mistake, especially in 2018. That’s because recent changes to the tax law under the Tax Cuts and Jobs Act of 2017 underscore the importance of ongoing planning to avoid surprises and take [...]
How Much is Enough? By Mary Jo Lyons, CFP® In the month of July, we come together as a nation to celebrate our country’s independence. In keeping with that theme, I couldn’t help but think about what it means to truly be independent. To me that implies financial independence. Financial independence can mean many different [...]
Christian Financial Advisors hosted two workshops in March “Record Highs, Record Declines - Now What?” Our guest speaker, Pete Matter from tactical asset manager W.E. Donoghue explained tactical management and how the process works during times of market volatility like we’ve experienced recently. Bob Barber also talked about market trends and how we incorporate defensive [...]
By Bob Barber, CWS® The first quarter of 2018 is now behind us, and what a wild ride it was! Don’t fret, the markets have done this many times before, only to go on and close at newer highs by the end of the year. “Volatility is the price of good returns” It is important [...]
Please Welcome Our New Client Service Associate, Teresa Joelson We are pleased to welcome Teresa Joelson as our newest team member at Christian Financial Advisors! Teresa Joelson holds the Chartered Mutual Fund Counselor (CMFC®) designation and a Series 65 Uniform Investment Advisor registration. She has over 12 years of experience in the investment management industry. [...]
Each year the Social Security Administration (SSA) publishes an annual fact sheet detailing changes to the Social Security program. The following changes will impact many working and retired Americans in 2018. 1. Full retirement age goes up Americans who will turn 62 in 2018 (born in 1956) will need to wait until age 66 and [...]
By Mary Jo Lyons, CFP® Clients often ask us “Exactly what is Wealth Management?”. Most don’t think of themselves as having wealth. Wealth Management is a concept advisors use to articulate the financial principles and strategies they use as they work with clients. Wealth management is a discipline that incorporates financial planning, investment management, tax [...]
Come learn about having brakes on your portfolio to possibly reduce losses in a runaway market using tactical investment management. Please join us for an informative evening. Feel free to invite a guest (or two!) to join you who could benefit from this information as well.* Guest Speaker: Pete Matter, CMFC Regional Vice President, W.E. [...]
The Tax Cuts and Jobs Act of 2017 ushered in a broad range of changes impacting virtually all American taxpayers. Along with rate adjustments across seven tax brackets, one of the biggest changes is the elimination of the personal exemption and the increase in the standard deduction, which has nearly doubled to $12,000 for single [...]
