Market Commentary
Market Commentary

October 4, 2021 Market Commentary

The Stock Markets have been in a downward trend since September 2, 2021 with each low being lower than the one before and each high bouncing off the lows being lower than the high before.   At the time I am writing this commentary the S&P 500 index is down over 5% since Labor Day and continues to be in a slow downward trend and is now below the level it was at the end of June.


Our Biblically Responsible Portfolio Positions at this time

  • Aggressive Portfolios: normally in 98% to 99% equity/stock positions have been at 75% equity/stock positions since August 27th with the remainder in cash

  • Growth Portfolios: normally in 80% equity/stock positions have been at 60% equity/stock positions since August 27th with the remainder in cash and inflation indexed bonds

  • Moderate Portfolios: normally in 50% to 60% equity/stock positions have been at 30% equity/stock positions since August 27th with the remainder in cash and inflation indexed bonds

  • Conservative Portfolios: normally in 20% to 25% equity/stock positions have been at 15% equity/stock positions since August 27th with the remainder in cash and inflation indexed bonds

  • Ultra Conservative Portfolios: never have equity/stock positions


We will start investing back into our normal equity/stock allocations when I see the downward trend slowing and/or it makes sense to buy at lower values for the long run.

In the meantime, rest assured that I am consistently monitoring events, the markets and all our portfolios hourly and daily, many times into the late evenings as well as very early in the mornings.  As a Fiduciary based firm we act as your trusted financial advocate for you. We exist to serve you, not the other way around.