Written by Bob Barber
Philippians 4:11-13
I am not saying this because I am in need, for I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do all this through him who gives me strength.
In many years of being with “Kingdom Advisors” as a Certified Kingdom Advisor, I have heard the question hundreds of times, “How much is enough?” From a secular worldview, “How much is enough?” always turns into “Just a little bit more” when you reach the next level. This is a dangerous secular theme to subscribe to for any Christian since it takes one down a path of greed and the love of money over following Godly principles. In the gospel of Luke 12:16-21, Jesus warns us about wanting more and more and more, and Paul reminds us in 1 Timothy 6:8 that, “Godliness with contentment is great gain.”
Have you ever personally thought about “How much is enough?” Christian Financial Advisors® can help you build a sound financial plan and investment portfolio for your needs by knowing your:
- Financial goals, wants, and needs
- Time horizon for investing
- Risk tolerance for down markets
- Age, health condition, and life expectancy
- Investment objective
- Real estate holdings, business interests, oil royalties, etc
- Balance sheet and net worth
- Cash flow needs
- Annual income
- Giving goals
- Moral Beliefs, such as Biblically Responsible Investing
- Number of children and individual special needs
- Overall debt responsibilities
- Estate planning goals and needs for the following generations and heirs.
But, once we have done all this and find you have enough in investment returns and your portfolio to sustain you and your goals, the question comes, “If I have enough and I’m making enough, then what?” Christian Financial Advisors® can help guide you down the following path to having a financial focus on “Kingdom Building” using financial tools available like setting up a “Donor Advised Fund”, an Estate Plan that includes charities, looking at all your financial accounts, and including ministries you love as contingent beneficiaries after your spouse’s need are met, etc.
A few other questions concerning this topic for a Christian include:
- Who owns it all? Refer to Psalm 24:1
- Are the next stewards/heirs chosen prepared to inherit wealth? Refer to Luke 16:10. If wealth is earned slowly and methodically, it should be given to the next generation similarly.
We are here to guide you in answering these many questions and following a Biblical Worldview for finance.