By Bob Barber, CWS®, CKA® The foundation. God owns it all. "The earth is the Lord’s, and everything in it, the world, and all who live in it." Psalm 24:1 There is a time for everything. A time for economic booms, busts, and booms again. "There is a time for everything, and a season for [...]
By Bob Barber, CWS®, CKA® What’s causing the turbulence in the markets? The Ukraine Russia War, fear of escalation, and possibly the use of nuclear hypersonic missiles Record High Inflation from too much government stimulus Fears of what higher interest rates and a tighter money supply could do The Real Estate bubble Political leaders that [...]
By Bob Barber, CWS®, CKA® Initial Investment Year 1 ($100,000 invested all in one objective for 20 years) $100,000 grows at 5% to = $265,330 Initial investment Year 1 ($100,000 diversified in 5 different objectives for 20 years) Aggressive Growth: $20,000 grows at 11%: $161,246 Growth: $20,000 grows at 9%: $112,088 Moderate/Balanced: $20,000 grows at [...]
By Bob Barber, CWS®, CKA® The only guarantee in the stock market is that it will have ups and downs. This is true in any market, not just the stock market. So what should you ask yourself when the markets are in a downward trend? Take a look through the following seven questions to help [...]
By Bob Barber, CWS®, CKA® Establish written financial goals: PROVERBS 20:5, PROVERBS 21:5 Seek wise financial and investment counsel: PROVERBS 19:20 Cultivate a long-term perspective: LUKE 14:28 Diversify your portfolio: ECCLESIASTES 11:2 Consistency is crucial, don’t make haste to “get rich quick”: PROVERBS 28:20-22 Avoid risky investments if you can’t afford a loss: ECCLESIASTES 5:13, [...]
By Bob Barber, CWS®, CKA® “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever; and does a crown endure to all generations?” Proverbs 27:23-27 During a Bear market, it is very important to update your Financial Plan to see how it is handling the stress. [...]
Mid-April 2022 Market Commentary First Things First In the last few weeks, we’ve seen a large influx of prospective clients the likes of which we haven’t seen in a long time. In my many years of experience, this is a good and bad thing because this happens every time I have seen a prolonged bear/down [...]
Mid-March 2022 Market Commentary The Ukrainian/Russian war, Iran's missile launch a few days ago, high gasoline prices not seen in 8 years, rampant inflation from over 9 trillion dollars in stimulus packages the last few years, political instability, and extreme volatility in the stock and bond markets. If it all sounds quite concerning, it is [...]
February 25th, 2022 Market Commentary As promised in the text we sent out this morning, with the world events that are unfolding at this time due to the Russia/Ukraine conflict and how this may affect the markets, here is the Market Commentary. We have also scheduled a webinar for Saturday, February 26th at 11am Central [...]
