Tier Genesis

Tier Genesis is coming soon. Check back for updates or click here to sign up to get updates.
Introducing Tier Genesis, A Biblically Responsible Robo-advisor platform designed for those just starting their investing journey or DIY investors. Each diversified Biblically Responsible asset allocation portfolio is handcrafted by our Christian Financial Advisor team and actively managed by underweighting and overweighting sectors with a forward looking approach depending on market condition.

About Tier Genesis

Vice President Shawn Peters designed Tier Genesis under the guidance of Bob Barber (the firm’s founder). The investment portfolios are overseen by Bob Barber, our Founder, with 40 years of experience. It is a Biblically Responsible Robo-advisor platform designed for those just starting their investing journey, with total assets under $100,000 or DIY investors. Christian Financial Advisors® has historically been unable to serve households under the $100,000 level due to technological and industry restrictions. Tier Genesis was created in the hopes of serving families under this level so they can access actively managed, Biblically-Responsible investment management like all of our other client families.

Getting Started

Opening an account through our Tier Genesis program is an all-digital process. So, to get started, you simply choose a model and click the “Get Started” button below. The Tier Genesis system will then walk you through the rest of the process. The great thing about this program is the household account minimums are greatly reduced, and you get to choose how you want your money invested.

5 Biblically Responsible, Actively Manage Investment Portfolio Models

Each diversified Biblically Responsible asset allocation portfolio is handcrafted by our Christian Financial Advisor team and actively managed by underweighting and overweighting sectors with a forward-looking approach depending on market conditions. These are low-expense portfolios built mostly of ETFs and individual stocks with some no-load mutual funds as needed.

  1. Ultra-conservative
  2. Conservative
  3. Moderate
  4. Growth
  5. Aggressive growth

Choose how you want your money invested with no upfront or back-end sales loads or commissions.

Active Management And Customer Support

You will find active management of all Tier Genesis portfolios. Intelligent, as-needed rebalancing1 to ensure each portfolio stays in line with its intended risk tolerance, and you have access during business hours to a financial advisor or planner for an hourly fee2. There will also be access to customer support via text messaging during business hours, and emails will be responded to within one business day3.

1 Rebalancing is handled by Christian Financial Advisors® for three types: Cash Flow Rebalancing (deposits and withdrawals), Sell/Buy Rebalancing, and Allocation Change Rebalancing.
2 Hourly fee access to a financial advisor or planner waived for households with $300,000+ in total assets (starting at four hours per year for no additional charge)
3 Live customer support is provided to help you with any technical or basic account management questions. Customer support cannot provide financial advice or investment advice.

Tier Genesis FAQ

What is Tier Genesis?
Tier Genesis is a service tier for clients under $100k of assets under management. You will receive one internal review of your portfolio yearly, and access to an advisor will be available for a fee of $349/hour.
How do I open an account?
To open an account, simply follow the link on our site, fill in the requisite information, and a team member will email you your account paperwork within one business day via DocuSign.
How do I fund my account?
Once you go through the account opening process, you can fund your account via ACH, check, or by bank wire.
How long does funding take?
Once you initiate an ACH, it can take up to 3 days for the deposit to settle and get reflected in your account.
Who do I contact with issues?
Access to the Christian Financial Advisors support team will be available from 8am to 5pm CST via email, and text messaging with live chat coming soon. Live phone support is available in 15-minute increments for $25 each and will be auto-debited from your account. Our support team will be available from 8am to 5pm CST by phone or via email at support@tiergenesis.com.
What’s the cost?
The active portfolio management service is billed quarterly and the fee is based on the average daily balance of the fair market value of portfolio assets under management in the account(s) during the previous quarter. Investment Advisory Fees range from an annual rate of 1.00% to 0.30% based on the following blended fee schedule:
  • First $1,000,000 → 1.00%
  • Next $1,000,000 → 0.75%
    (i.e. $1,000,001 - $2,000,000)
  • Next $3,000,000 → 0.50%
    (i.e. $2,000,001 - $5,000,000)
  • Over $5,000,000 → 0.30%
Do you have fractional share trading?
Yes, we do offer fractional share trading so regardless of account size your account will be invested correctly without needing to round up or down. This allows us to manage smaller accounts in the same way we trade our larger client accounts.
Where do I login to view my accounts?
Login at https://ndcdyn.interactivebrokers.com/sso/Login?forwardTo=22&locale=en_US to view your accounts and access important documents.
Do you have an app for my phone?
Yes. You can download the InteractiveBrokers Mobile app for your phone by searching for “IBKR Mobile” on the app store or visiting https://ndcdyn.interactivebrokers.com/sso/Login. Download links for iOS and Android are at the bottom of the page.
How do I roll over a retirement plan such as a 401k, 403(b) or TSP?
We do not currently offer Tier Genesis for retirement plan rollovers. If your retirement plan value is at least $100,000 then please click here to schedule an appointment to discuss next steps.
How do I transfer an existing account to Tier Genesis?
During the account opening process you will be able to indicate if this account will be a rollover of an existing account. From there you will need to provide statements of the accounts, so that we may process the transfer once all paperwork has been signed.
Once my account is opened is it immediately put into my model allocation?
Yes, once funds are received your portfolio the account will be invested in the selected model allocation.
How often are portfolio models rebalanced?
Our portfolios are actively managed and are therefore rebalanced when needed, and whenever money is deposited or withdrawn.
I need help deciding what’s best for me.
No problem, access to an advisor is available for a fee of $349/hour. Click here to schedule an appointment.
Tier Genesis is coming soon. Check back for updates or sign up to get updates using the form below.

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