Introducing Tier Genesis, A Biblically Responsible Robo-advisor platform designed for those just starting their investing journey or DIY investors. Each diversified Biblically Responsible asset allocation portfolio is handcrafted by our Christian Financial Advisor team and actively managed by underweighting and overweighting sectors with a forward looking approach depending on market condition.

About Tier Genesis

Tier Genesis was designed by Vice President Shawn Peters and Wealth Advisor Austin Read under the guidance of Bob Barber (Founder of the firm). The investment portfolios are overseen by Bob Barber, our Founder, with 39 years of experience. It is a Biblically Responsible Robo-advisor platform designed for those just starting their investing journey, total assets under $100,000, or DIY investors.

Getting Started

Opening an account through our Tier Genesis program is an all-digital process. So to get started, you simply choose a model and click the “Get Started” button below. The Tier Genesis system will then walk you through the rest of the process. The great thing about this program is there is no account minimum, and you get to choose how you want your money invested.

5 Biblically Responsible, Actively Manage Investment Portfolio Models

Each diversified Biblically Responsible asset allocation portfolio is handcrafted by our Christian Financial Advisor team and actively managed by underweighting and overweighting sectors with a forward looking approach depending on market conditions. These are low-expense portfolios built of ETFs and individual stocks.

1. Ultra-conservative
2. Conservative
3. Moderate
4. Growth
5. Aggressive growth

Choose how you want your money invested with no upfront or back-end sales loads or commissions.

Active Management And Customer Support

You will find active management of all Tier Genesis portfolios. Intelligent, automatic rebalancing¹ to ensure each portfolio stays in line with its intended risk tolerance, and you have access during business hours to a financial advisor or planner for an hourly fee². There will also be access to customer support via email or live support during business hours³.

¹ Rebalancing is handled by Betterment’s automated system for three types in total: Cash Flow Rebalancing (deposits and withdrawals), Sell/Buy Rebalancing, and Allocation Change Rebalancing. For more info, visit: https://www.betterment.com/help/portfolio-rebalancing-methods
² Hourly fee access to a financial advisor or planner waived for households with $300,000+ in total assets (starting at four hours per year for no additional charge)
³ Live customer support is provided via Betterment’s Customer Support Team to help you with any technical or account management questions.

Fee Schedule based on Assets Under Management

Clients will pay the Advisor a monthly Investment Advisory Fee payable in arrears of each month, based on the average daily balance of the fair market value of portfolio assets under management in the account(s) during the previous month. Investment Advisory Fees range from an annual rate of 1.00% to 0.30% based on the following blended fee schedule:

• First $1,000,000 → 1.00%
• Next $1,000,000 → 0.75%
  (i.e. $1,000,001 – $2,000,000)
• Next $3,000,000 → 0.50%
  (i.e. $2,000,001 – $5,000,000)
• Over $5,000,000 → 0.30%