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Articles › The Power of Diversification Over Time For Bull And Bear Markets
May 19, 2022

The Power of Diversification Over Time For Bull And Bear Markets

Polygonal bull and bear figures representing market volatility and diversification.

By Bob Barber, CWS®, CKA®

Initial Investment Year 1
($100,000 invested all in one objective for 20 years)

$100,000 grows at 5% to = $265,330

Initial investment Year 1
($100,000 diversified in 5 different objectives for 20 years)

Aggressive Growth: $20,000 grows at 11%: $161,246
Growth: $20,000 grows at 9%: $112,088
Moderate/Balanced: $20,000 grows at 5%: $53,066
Conservative: $20,000 grows at 3.5%: $39,796
Ultra Conservative: $20,000 grows at 2%: $29,719

* TOTAL: $395,915

* NEARLY 50% more in a diversified portfolio

“Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.”

— Ecclesiastes 11:2

The views expressed represent the opinion of Christian Financial Advisors®. The views are subject to change and are not intended as a forecast or guarantee of future results. This material is for informational purposes only. It does not constitute investment advice and is not intended as an endorsement of any specific investment. Stated information is derived from proprietary and nonproprietary sources that have not been independently verified for accuracy or completeness. While Christian Financial Advisors® believes the information to be accurate and reliable, we do not claim or have responsibility for its completeness, accuracy, or reliability. Accordingly, such statements are inherently speculative as they are based on assumptions that may involve known and unknown risks and uncertainties. Actual results, performance or events may differ materially from those expressed or implied in such statements. Past performance is not indicative of future results. For any discussion of equity securities: Investing in equity securities involves risks, including the potential loss of principal. While equities may offer the potential for greater long-term growth than most debt securities, they generally have higher volatility. For any discussion of taxes: Christian Financial Advisors® does not provide tax advice and encourages you to seek guidance from a tax professional.