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Articles › Smarter Giving Equals Greater Giving
October 11, 2019

Smarter Giving Equals Greater Giving

Hands washing under a faucet with a Christian Financial Advisors overlay.

When we give to charity, most of us give cash, meaning the funds in our checking or savings accounts.  We give cash because it’s what charities ask for, it fits our paradigm, and it’s easy.  However, cash generally represents only a small portion of wealth in America, so there is much more to think about when it comes to creating a smarter giving strategy.

Consider these two pie charts from IRS statistics, representing how assets are owned and how assets are given.

WHAT WE OWN:

10 cash 01

WHAT WE GIVE:

Pie chart showing 80% cash and 20% non-cash donations.

As you can see, our wealth is primarily held in non-cash assets, but our giving is largely confined to cash. As such, our giving comes out of a very small percentage of what we own, and the result is that we are missing opportunities and wasting money on taxes.

DISCOVER YOUR GIVING POTENTIAL

Many of us have charitable giving potential well beyond what we’ve ever considered. At Christian Financial Advisors we can help you create a giving strategy that will allow you to become a wise steward of all that you have and experience the joy of greater generosity. Our goal is to help you “store up for yourselves treasures in heaven…for where your treasure is, your heart will be also” (Matt. 6:20-21).

IN ADDITION TO CASH, CHRISTIAN FINANCIAL ADVISORS CAN HELP YOU GIVE:

  • Publicly Traded Securities
  • Real Estate
  • Closely Held Businesses
  • S-Corporation Stock
  • LLC Interests
  • Limited Partnerships
  • Mineral Interests
  • Intellectual Property
  • Loan Notes
  • Life Insurance

 

When giving from non-cash assets, generous people can increase their charitable potential by converting tax dollars into giving dollars.

Pie chart showing Lifestyle, Taxes, Giving, and Savings segments.

WE ENCOURAGE YOU TO ASK THESE QUESTIONS:

  • What do I own?
  • What do I give?
  • Could I pay less in tax by giving more wisely?
  • Would a smarter giving strategy help?

 

To discover your giving potential, we invite you to contact Christian Financial Advisors at 830-609-6986 or [email protected]. We will be glad to schedule a meeting or speak with you by phone at your convenience.

* This does not constitute nor does Christian Financial Advisors provide legal or tax advice. You should consult professional advisors concerning the legal or tax consequences of your charitable activities.

The views expressed represent the opinion of Christian Financial Advisors®. The views are subject to change and are not intended as a forecast or guarantee of future results. This material is for informational purposes only. It does not constitute investment advice and is not intended as an endorsement of any specific investment. Stated information is derived from proprietary and nonproprietary sources that have not been independently verified for accuracy or completeness. While Christian Financial Advisors® believes the information to be accurate and reliable, we do not claim or have responsibility for its completeness, accuracy, or reliability. Accordingly, such statements are inherently speculative as they are based on assumptions that may involve known and unknown risks and uncertainties. Actual results, performance or events may differ materially from those expressed or implied in such statements. Past performance is not indicative of future results. For any discussion of equity securities: Investing in equity securities involves risks, including the potential loss of principal. While equities may offer the potential for greater long-term growth than most debt securities, they generally have higher volatility. For any discussion of taxes: Christian Financial Advisors® does not provide tax advice and encourages you to seek guidance from a tax professional.