By Bob Barber, CWS®, CKA® Definition: A bear market is when securities prices fall 20% or more from recent highs amid widespread pessimism and negative investor sentiment. The average bear market can last around a year. The average “bull market”, where prices are increasing, last over 4 years. Bear markets create buying opportunities. Many good [...]
By Jenna Peters What we can learn from these magnificent animals and translating it over to a bear market. Bears are fearsome creatures because of their brute strength and ability to protect what they believe is theirs - their territory, their kills, and their offspring. I’m sure you have heard of the phrase “Mama Bear” [...]
By Bob Barber, CWS®, CKA® The foundation. God owns it all. "The earth is the Lord’s, and everything in it, the world, and all who live in it." Psalm 24:1 There is a time for everything. A time for economic booms, busts, and booms again. "There is a time for everything, and a season for [...]
By Bob Barber, CWS®, CKA® What’s causing the turbulence in the markets? The Ukraine Russia War, fear of escalation, and possibly the use of nuclear hypersonic missiles Record High Inflation from too much government stimulus Fears of what higher interest rates and a tighter money supply could do The Real Estate bubble Political leaders that [...]
By Bob Barber, CWS®, CKA® Initial Investment Year 1 ($100,000 invested all in one objective for 20 years) $100,000 grows at 5% to = $265,330 Initial investment Year 1 ($100,000 diversified in 5 different objectives for 20 years) Aggressive Growth: $20,000 grows at 11%: $161,246 Growth: $20,000 grows at 9%: $112,088 Moderate/Balanced: $20,000 grows at [...]
By Bob Barber, CWS®, CKA® The only guarantee in the stock market is that it will have ups and downs. This is true in any market, not just the stock market. So what should you ask yourself when the markets are in a downward trend? Take a look through the following seven questions to help [...]
By Bob Barber, CWS®, CKA® Establish written financial goals: PROVERBS 20:5, PROVERBS 21:5 Seek wise financial and investment counsel: PROVERBS 19:20 Cultivate a long-term perspective: LUKE 14:28 Diversify your portfolio: ECCLESIASTES 11:2 Consistency is crucial, don’t make haste to “get rich quick”: PROVERBS 28:20-22 Avoid risky investments if you can’t afford a loss: ECCLESIASTES 5:13, [...]
By Bob Barber, CWS®, CKA® “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever; and does a crown endure to all generations?” Proverbs 27:23-27 During a Bear market, it is very important to update your Financial Plan to see how it is handling the stress. [...]
Listen in as Bob and Shawn discuss how a Christian should respond to investment uncertainty. There is always some form of uncertainty and risk when it comes to investing, but how we react to that risk makes a big difference. The last thing we want to do is let pure emotions dictate our decisions. More importantly, looking towards scripture is one way to try and gain peace and confidence when it comes to our investments. It all belongs to God anyways, doesn’t it?
In this episode, Bob and Shawn discuss all of the emotions that we go through when the market isn’t exactly doing what we want (i.e usually a bear market). They also cover various scriptures that may help bring us wisdom and peace during these turbulent times and how to best combat these emotions. The stock market and investing always has ups and downs. It’s part of what makes investments both a risk and a benefit. Volatility is part of the natural cycle of a stock market, and while it’s okay to be a little nervous, it’s not okay to act based solely on emotions.
