# Fees & Service Tiers

*URL:* https://christianfinancialadvisors.com/services/fees-service-tiers/
*Updated:* 2026-10-18T03:52:21+00:00

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Fees & Service Tiers

Complete transparency about how we're compensated and what you receive at each level of service. Our fee-only structure keeps your goals at the center of every recommendation.

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How We Are Paid

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A Transparent, Fee-Only Approach

Financial advisors are typically paid through commissions from product companies, direct client fees, or both. We chose a direct client fee approach because it removes the influence a large investment company could have over our recommendations.

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No Commissions

We don't earn commissions from selling financial products. Our fee-only model means our only incentive is your success.

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Fiduciary Obligation

As a firm with a fiduciary duty, we’re obligated to act in your best interest at all times — not ours.

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Over $400K AUM

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Investment Management & Financial Planning

Comprehensive, faith-aligned financial solutions for those navigating significant life transitions and wealth-building opportunities. Designed for clients with complex needs — from retirement planning to high-net-worth strategies.

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Core Services

All Tiers

- Annual comprehensive review of your financial strategy (phone, video, or in-office)
- Professional investment management using our Biblically Responsible Investing approach
- Strategic allocation guidance for all investment accounts (401(k)s, 403(b)s, 529 plans, etc.)
- Year-round support via phone, video, text messaging, email, and in-office meetings
- Advanced planning strategies for retirement, tax efficiency, legacy, and charitable giving

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Tier One

$400K – $1 Million

- 3 additional hours annually with an advisor for financial planning, advice, or portfolio review. Ideal for growing professionals, families building wealth, and retirees.

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Tier Two

$1 Million – $2 Million

- 6 additional hours annually with an advisor. Enhanced support for complex financial situations and multi-faceted planning needs.

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Tier Three

$2+ Million

- 10 additional hours annually with an advisor. Comprehensive support for sophisticated planning, legacy strategies, and high-net-worth families.

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Blended Fee Schedule

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AUM = Assets Under Management

Assets Under Management
Annual Fee
Effective Fee

First $1,000,000
1.00%
1.00%

Next $1,000,000
0.75%
1.00% - 0.875%

Next $3,000,000
0.50%
0.875% - 0.65%

Over $5,000,000
0.30%
0.65% or less

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Example: $2,000,000 Household

- A household with $2,000,000 under management would pay a blended annual rate of 0.875% — that's 1.00% on the first $1M and 0.75% on the second $1M.
- Fees are charged quarterly based on the ending balance from the previous period.

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Ready to Steward Your Resources with Confidence?

Schedule a complimentary consultation to learn how we can help you align your finances with your faith.

[Talk to an Advisor](/meet/)[Call (830) 609-6986](tel:8306096986)

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