# Services *URL:* https://christianfinancialadvisors.com/services/ *Updated:* 2026-10-18T03:53:50+00:00 # Comprehensive Financial Guidance, Grounded in Faith We incorporate biblical wisdom, stewardship principles, and fiduciary commitment into every aspect of our financial planning and investment management. Your needs always come first — that's not marketing, it's our obligation as a firm with a fiduciary duty. Our Approach ## A Journey, Not a Destination Financial planning and investment management aren't one-time events. Life changes — careers shift, families grow, markets move, and retirement approaches. We stay by your side through all of it, making the necessary adjustments to keep you on track toward your goals. ### Discover We start by understanding your complete financial picture — your goals, values, fears, family dynamics, and timeline. ### Design We build a customized strategy that aligns your investments and financial plan with both your objectives and your faith. ### Implement We put your plan into action — opening accounts, positioning investments, and coordinating with your other professionals. ### Steward We actively monitor and adjust your plan year after year, meeting with you annually to ensure you stay on track as life evolves. ![Services Page Matthew](https://christianfinancialadvisors.com/wp-content/uploads/2026/08/Services-Page-Matthew-768x953.jpg) What We Offer ## Services Built Around Your Stewardship Goals Every service we offer is designed to help you wisely manage the resources God has entrusted to you — whether you're building wealth, approaching retirement, or planning your legacy. [📊 Investment Management We build and actively manage your investment portfolio based on your goals, risk tolerance, and time horizon. Every holding goes through our biblically responsible screening process before financial analysis. Biblically responsible investment screening Active management with disciplined rebalancing Five portfolio models from Ultra Conservative to Aggressive Diversification across sizes, sectors, styles, and countries Schwab custodian platform Learn more about Investment Management](/services/investment-management-services/)[📋 Financial Planning A living financial plan that adapts as your life does. You choose the areas you need — retirement projections, tax strategies, insurance reviews, education funding, and more — and we build a plan around your specific situation. Retirement income planning and projections Social Security optimization Tax planning and efficiency strategies Education funding (529, Coverdell, etc.) Insurance needs analysis Learn more about Financial Planning](/services/financial-planning-services/)[🏡 Retirement Planning Whether you're 25 or 70, retirement planning is an integral part of your stewardship journey. We guide you through accumulation, the transition to income, and legacy planning — so you can retire with confidence and purpose. Accumulation strategy for working years Retirement income distribution planning Required Minimum Distribution (RMD) strategies Spousal and survivor needs planning Annual review and adjustment Learn more about Retirement Planning](/services/retirement/)[📜 Estate Planning Estate planning establishes the legal framework for transferring your assets to those you love and the causes you care about. We help you prepare for and coordinate with your attorney to ensure nothing is overlooked. Wills, trusts, and beneficiary coordination Guardian designations for minor children Durable power of attorney guidance Family communication planning Coordination with your estate attorney Learn more about Estate Planning](/services/estate-and-inheritance-planning-in-wealth-management/)[🤝 Planned Giving Create a generational legacy that shares your values with your family and supports the organizations closest to your heart. Strategic giving can lower your taxes, increase your income, and fund Kingdom work for decades. Donor Advised Funds Charitable Remainder Trusts Charitable Gift Annuities Tax-efficient asset transfer strategies Family Foundation setup Learn more about Planned Giving](/services/planned-giving-in-wealth-management/)[🔒 Trust Services Protect your family's financial legacy with a personal trust. We coordinate with a corporate trustee to handle fiduciary administration while we manage the trust's investments in accordance with your wishes. Corporate trustee coordination Trust investment management Disbursement and tax reporting oversight Real estate trust management Ongoing relationship oversight Learn more about Trust Services](/services/trusts/) Transparent Pricing ## Fees & Service Tiers We believe in complete transparency about how we're compensated. Our fee-only structure means we never earn commissions — our interests are aligned with yours. Over $400K AUM ### Investment Management & Financial Planning $400,000+ in household assets Comprehensive investment management plus dedicated financial planning hours for retirement, tax, estate, and charitable strategies. Three tiers with increasing planning hours as your needs grow. **Blended annual fee** starting at 1% Decreases at $1M, $2M, $5M thresholds [View Full Fee Schedule →](/services/fees-service-tiers/) 🛡️ ### Our Fiduciary Commitment to You As a firm with a fiduciary duty, we’re obligated to act in your best interest at all times. We don't earn commissions. We don't sell proprietary products. Our fee-only structure ensures that when we recommend something, it's because it's right for you — not because it earns us a bonus. We believe this is what it means to be a trusted financial advocate. Getting Started ## What to Expect When You Work with Us From your first conversation to your annual review, here's how the relationship unfolds. 01 ### Complimentary Consultation Schedule a no-obligation meeting to share your goals and see if we're a good fit for each other. 02 ### Discovery & Data Gathering We collect a complete picture of your finances — accounts, goals, concerns, risk tolerance, and family dynamics. 03 ### Strategy Presentation We present a customized plan with clear recommendations, and answer every question before moving forward. 04 ### Ongoing Stewardship We implement your plan, actively manage your investments, and meet with you annually to review and adjust. ## Ready to Start Your Stewardship Journey? Schedule a complimentary consultation to learn how our faith-driven team can help you align your finances with your values — and build a plan that honors God through every season of life. [Talk to an Advisor](/meet/)[Call (830) 609-6986](tel:8306096986) --- Human page: https://christianfinancialadvisors.com/services/?vwao_human=1