# How We Are Paid

*URL:* https://christianfinancialadvisors.com/christian-financial-services/how-we-are-paid/
*Updated:* 2026-10-13T05:11:40+00:00

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How We Are Paid

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Fee based

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We use a simple, fee based approach

We are asked every day by prospective clients how we are paid. We believe a transparent approach is the best answer. Our simple, fee based approach takes away any potential conflict of interest or influence a large investment company could have over us.

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How financial advisors are paid

Financial advisors are either paid a commission by a company for selling its financial products, such as mutual funds or annuities, or they are paid a fee directly by their clients, or in some cases both.

We believe a simple, direct client fee approach takes away the influence a large investment company could have over a financial advisor. So, when given the choice, we choose to be paid directly by our clients.

Occasionally, a client wants or needs a financial product, such as an annuity, that does not offer the option to be paid directly by the client. In that case, we strive to make sure the client understands all of the associated costs and fees before they invest.

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Bottom line, we exist to serve our clients' best interests.
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Our fees

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Our blended fee schedule and service tiers

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Blended annual fee schedule

Our fee is based on assets under management (AUM) and steps down as assets grow:

- First $1,000,000: 1.00%
- Next $1,000,000: 0.75%
- Next $3,000,000: 0.50%
- Over $5,000,000: 0.30%
[Fees and service tiers →](/services/fees-service-tiers/)

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Service tiers

Every tier includes our core services. Higher tiers add more time with an advisor each year:

- Tier One, $400K to $1 million: 3 additional hours annually
- Tier Two, $1 million to $2 million: 6 additional hours annually
- Tier Three, $2 million and above: 10 additional hours annually

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How fees are charged

Fees are charged quarterly, based on the ending balance from the previous period.

For example, a household with $2,000,000 under management would pay a blended annual rate of 0.875%. That is 1.00% on the first $1 million and 0.75% on the second $1 million.

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Learn more

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More about how we work

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Values based investing

We integrate biblical guidelines within our investment portfolios, using screening processes to make sure your investments line up with your Christian values.

[Learn more →](/services/values-based-investing/)

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Who we are

We are a Christian advisory, financial planning, and investment management firm of experienced professionals ready to serve you.

[Learn more →](/about/our-team/)

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How we are different

We follow a set of guiding principles based on biblical values, to serve clients with the utmost standard of care.

[Learn more →](/about/how-we-are-different/)

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Ready to start your financial journey with Christian Financial Advisors?

Make an appointment, tell us your financial goals, and together we will make your plan a reality.

[Schedule an Initial Appointment](/meet/consult/)[Call (830) 609-6986](tel:8306096986)

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