Bob Memory - This is a tie between Colorado sleigh rides, snow skiing, and Fondue with the Family at 11,000 feet in Keystone, Colorado, and Hawaiian Beaches and Luaus with the family Verse - Luke 2: 8-14 Movie - Tied between Christmas Vacation, A Christmas Story, & It’s a Wonderful Life Rachael Memory - Spending [...]
By Bob Barber, CWS® A famous Harvard Business School study from years ago found that: - 83% of the population does not have any clearly defined goals, much less financial. - 14% have goals, but they are not written down. - 3% of the population has goals that are written down. The study concluded that [...]
By Bob Barber, CWS® Did you know that cash assets only represent a small portion of the United States? When most of us give, we only give out of our cash assets from our bank accounts. There’s a reason cash is the most common form of giving. 1) It’s easy; 2) Charities ask for donations [...]
By Bob Barber, CWS® Proverbs 21:5 “The plans of the diligent lead to profit as surely as haste leads to poverty.” The Rule of 72 is a mathematical formula I think everyone needs to know and understand when it comes to investing. This rule is extremely powerful and can be used to determine how often [...]
By Bob Barber, CWS® 2 Timothy 1:7 “For God gave us a spirit not of fear but of power and love and self-control.” Life is full of risk. Every time we get into a car to go somewhere there is a RISK. Moving to a different city there is a RISK. Changing jobs for hopefully [...]
By Bob Barber, CWS® We have received many calls over the past few weeks concerning the elections. At this point, we are still waiting to see what will happen with the control of the senate. If the senate can maintain republican control, this creates “gridlock” in the government, which is typically what the markets like, [...]